1300 381 244
Investment loans, also known as investment property loans, are designed to help individuals purchase properties with the intention of generating income, either through rental income or future resale. Here’s an overview of key aspects related to investment loans:
Specifically for buying properties that will be used for investment purposes, such as rental homes, commercial real estate, or property flipping.
Investment loans often have slightly higher interest rates than loans for owner-occupied properties, reflecting the higher risk associated with investment properties.
Generally, investment loans have terms up to 30 years, similar to standard home loans.
Borrowers can choose between principal and interest repayments or interest-only repayments, depending on their investment strategy and cash flow needs.
Investment properties can appreciate over time, contributing to long-term wealth accumulation.
Rental properties provide a stream of passive income, helping to cover mortgage repayments and other expenses.
Real estate can diversify an investment portfolio, providing a hedge against market volatility in other asset classes.
Ensure you have a plan for managing expenses, especially if the property is vacant or requires maintenance.
Thoroughly research the property market to identify locations with potential for growth and good rental yields.
Lenders will assess your financial situation, including income, existing debts, and credit history, to determine eligibility.
Consider costs beyond the mortgage, such as property taxes, insurance, maintenance, and potential vacancy periods.
Our initial process is to learn about your circumstances and find out what value we can provide to you.
After understanding your circumstances, we develop a loan structure and strategy tailor made for you using our wide range of lenders.
Once we have identified the most suitable lender for your circumstances we will assist with the submission ensuring we communicate with all relevant parties for a smooth settlement.
Call us at 1300 381 244
With over 15 years of combined mortgage broking experience, we have helped clients from all walks of life. We pride ourselves on providing 5 star services to all our client, ensuring they are catered for throughout their journey.
Our mission is to simplify the process from identifying your goals, planning your loan structure all the way to settlement of your loan. Our services range from assisting first home buyers to savvy investors with property portfolios.
112/29-31 Lexington Drive, Bella Vista, NSW, 2153, AUTRALIA
1300 381 244
info@erfs.com.au
Investment loans can be a powerful tool for building wealth through real estate. However, it’s essential to conduct thorough research, understand the associated risks, and consider seeking advice from financial advisors or mortgage brokers to make informed decisions tailored to your investment strategy.
103/5 Murray Rose Avenue
Sydney Olympic Park, NSW, 2127, AUSTRALIA
1300 381 244
info@erfs.com.au
